Open your wallet now and you'll probably find a credit card. Credit cards have now evolved from a "business only" position to a position for everyone. For those who want a "businessman" approach, choose American Express. Although it may sound trivial, American Express seems to be more targeted at companies than the average buyer. The main reason for this is that American Express is not as widely accepted as other cards such as MasterCard and Visa. This may be due to the fact that American Express is more of a "business" card.
American Express has many different versions of cards for different people. A blue card that has no fees and has membership rewards. Then comes the "Gold SkyMiles Delta Credit Card". This card earns Delta SkyMiles, which can then be redeemed for Flight Awards at Delta. The "Gold Preferred Reward Card" is another one that has no spending limit and allows you to pay in full. The next card is the "Platinum Business Credit Card", which allows you to pay in time and has no fees for 12 months.
The American Express card is also useful for small businesses because it has tools, including an open forum where you can talk to other small business owners. You can also get tips on managing a small business's finances. This, along with a good attitude, can help you achieve good business if you run a small business. What if you run a larger corporation instead of a small business? American Express also offers corporate card programs! (For more information, see their company page.) They also have solutions for business travelers that can be helpful when traveling.
Are you a buyer Try American Express & # 39; trading tools. This allows American Express to help you publish print ads, such as magazines and newspapers. You can also get Gift Cards, which are prepaid credit cards that have a spending limit to securely transfer money to others. Finally, traders have free access to customer service to get help in case of any problems.
Like Visa, American Express has also introduced "prepaid" cards that work like a gift card that can be used wherever American Express cards are accepted. This allows parents who want to give teenagers money that they can't easily lose the alternative. Pre-paid cards can also be refilled and have many of the same advantages as regular American Express cards, without a check invoice or PIN. Unlike Visa, American Express offers "Special" cards, which can be obtained in "Birthday, Food, Film, Children, Teens, Bride and Groom, and Thank You" varieties.
In general, American Express is a good choice if you run a small business / use a credit card online / etc. However, if you are looking for a good choice for a personal credit card, I would look into a Visa card because they have reliable customer service and are also very friendly for the user. (Although the same can be said for MasterCard). In general, American Express is a unique card that has a good history and I highly recommend it to new companies.